Everything You Need To Know About the Maryland BeSMART Loan for Energy-Efficient Windows & Doors

If you’re a Maryland resident, you may be eligible to receive financing through the BeSMART Home Loan Program to cover the cost of your energy-efficient window and door upgrades.

Homeowners can recover the initial installation costs of their energy-efficient upgrades through the program, and they stand to gain ongoing savings on their utility bills by making energy improvements.

Read on to learn more about the BeSMART Home Loan Program, including what the program is, who’s eligible, what products are covered, and how to apply for financing.

What Is the BeSMART Loan?

The BeSMART Home Loan Program is a unique program designed for Maryland residents that provides financing to help homeowners improve their homes’ energy efficiency and comfort.

Through the program, homeowners may receive up to $30,000 in financing for energy efficiency measures for a term of up to 10 years. The minimum loan amount is $5,000, and the rate for the loan is 6.99% APR.

Eligibility Requirements for the BeSMART Loan

Maryland homeowners must meet specific requirements to be eligible for the loan. These include:

Must be a Maryland homeowner
Must have a credit score of ≥ 640
Must have a debt-income ratio of ≤ 50%

What Windows & Doors Qualify for the BeSMART Loan Program?

Replacing your windows and doors with energy-efficient models is an energy-saving measure covered under the BeSMART Home Loan Program. Under the program, any ENERGY STAR®-certified windows or doors qualify for financing.

At Quality Window & Door, we pride ourselves on offering a wide variety of ENERGY STAR-certified replacement doors and windows from the industry’s most trusted manufacturers, including:

How Can Maryland Homeowners Get a BeSMART Home Loan?

To receive a BeSMART home loan, Maryland homeowners must:

Submit an online or paper application.
Email all required documentation to get pre-approval.
Submit project specifications for your window or door replacement, including scope of work, contractor estimates, and ENERGY STAR equipment details.
Complete the loan documents provided by DHCD by having them signed and notarized.
Begin your window or door replacement project.
Confirm that the work is complete, submit photos, and sign a Certificate of Completion to receive the final draw of your financing.

Get Energy-Efficient Windows & Doors for Your Maryland Home

If you’re looking to secure financing through the BeSMART Home Loan Program, Quality Window & Door can help. We offer free replacement estimates, providing detailed information about all products used in your project to ensure ENERGY STAR compliance, so you can secure the financing you need.

Offering a wide variety of top-quality replacement windows and doors from the industry’s most reputable manufacturers, we’re confident in our team’s ability to deliver energy-efficient upgrades for long-lasting comfort and energy savings in your home.

Start with a virtual or in-home consultation by contacting or calling our team

Get a FREE Consultation

Call Us at 1-800-370-8751

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Excellent rating
Based on 111 reviews

I have been working with this company for many years, trusting that if problems were to arise with a product, Quality Window would find a happy outcome for the customer. This has been the case!! Mike Hudson is a thorough and profesional sales representative, always willing to patiently take a call and mitigate doubts and concerns. John Poulos offers amazing customer service. Always prompt and communicative. The liaison between company and client could not be in better hands!! Thank you.

scarlet narciso

Great company that backs their product. We built a new house and Quality Window & Doors was the subcontractor for our Weathershield windows and doors. Wayne and Noe came out to service a broken handle on our 16' Weathershield sliding door. We were technically beyond the warranty period but they repaired the handle for free. They also took the time to go around and adjust our other exterior doors to make sure they were well aligned now that the house had settled a bit. Wayne was a real expert and got all the doors adjusted and working perfectly!

Tucker Jones

Excellent products and service. The install went well too! Would definitely order from them again.

John Fu

Great service. I highly recommend Quality Window and Door for information, purchasing and service. I have used this firm for a number of years both as an architect and as a client. I've always been very satisfied with their products and service.

McCain McMurray

We are thrilled with our new windows and door! Excellent job from estimate to completion! The install team was fantastic and I loved that the lead installer was also present during the initial measurement phase. It took a few months for the windows to arrive so it was really nice to see a familiar face for the install and he knew exactly what to do! Highly recommend!!

Brenda

Quality Door and Window did a fantastic job at a reasonable price.in installing 23 replacement windows, including the combination of two windows into one larger picture window. Highly recommended.

Daniel Leach

QWD is a first rate company. The staff from product selection, estimate, showroom, measurement and installation were professional and highly competent. The installation crew paid attention to detail and went through great lengths to ensure our satisfaction. I love the new windows and I recommend them without reservation.

Sal Golub

Have relied on QW&D for all my window and door needs for over 25 years. I know I can count on their expertise and responsiveness.

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