Everything You Need To Know About the Maryland BeSMART Loan for Energy-Efficient Windows & Doors

If you’re a Maryland resident, you may be eligible to receive financing through the BeSMART Home Loan Program to cover the cost of your energy-efficient window and door upgrades.

Homeowners can recover the initial installation costs of their energy-efficient upgrades through the program, and they stand to gain ongoing savings on their utility bills by making energy improvements.

Read on to learn more about the BeSMART Home Loan Program, including what the program is, who’s eligible, what products are covered, and how to apply for financing.

What Is the BeSMART Loan?

The BeSMART Home Loan Program is a unique program designed for Maryland residents that provides financing to help homeowners improve their homes’ energy efficiency and comfort.

Through the program, homeowners may receive up to $30,000 in financing for energy efficiency measures for a term of up to 10 years. The minimum loan amount is $5,000, and the rate for the loan is 6.99% APR.

Eligibility Requirements for the BeSMART Loan

Maryland homeowners must meet specific requirements to be eligible for the loan. These include:

• Must be a Maryland homeowner
• Must have a credit score of ≥ 640
• Must have a debt-income ratio of ≤ 50%

What Windows & Doors Qualify for the BeSMART Loan Program?

Replacing your windows and doors with energy-efficient models is an energy-saving measure covered under the BeSMART Home Loan Program. Under the program, any ENERGY STAR®-certified windows or doors qualify for financing.

At Quality Window & Door, we pride ourselves on offering a wide variety of ENERGY STAR-certified replacement doors and windows from the industry’s most trusted manufacturers, including:

• Weather Shield
• Infinity from Marvin
• Interstate
• Quaker
• Ply Gem
• Simonton
• Parrett
• Panda
• Norwood
• And more

How Can Maryland Homeowners Get a BeSMART Home Loan?

To receive a BeSMART home loan, Maryland homeowners must:

1. Submit an online or paper application.
2. Email all required documentation to get pre-approval.
3. Submit project specifications for your window or door replacement, including scope of work, contractor estimates, and ENERGY STAR equipment details.
4. Complete the loan documents provided by DHCD by having them signed and notarized.
5. Begin your window or door replacement project.
6. Confirm that the work is complete, submit photos, and sign a Certificate of Completion to receive the final draw of your financing.

Get Energy-Efficient Windows & Doors for Your Maryland Home

If you’re looking to secure financing through the BeSMART Home Loan Program, Quality Window & Door can help. We offer free replacement estimates, providing detailed information about all products used in your project to ensure ENERGY STAR compliance, so you can secure the financing you need.

Offering a wide variety of top-quality replacement windows and doors from the industry’s most reputable manufacturers, we’re confident in our team’s ability to deliver energy-efficient upgrades for long-lasting comfort and energy savings in your home.

Start with a virtual or in-home consultation by calling our team at 1-800-370-8751 today.